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Financing


At Tovbaby, we understand that purchasing baby furniture is a meaningful investment. To help you bring your dream nursery or kids’ room to life, we offer flexible financing solutions tailored to fit your budget and lifestyle.

Installment Plans

Spread the cost of your purchase over time with our convenient installment plans. Enjoy low monthly payments while receiving your furniture right away. Simply select your preferred plan during checkout.

Store Credit

For those seeking more flexibility, apply for our Tovbaby Store Credit Card. Benefit from special financing offers, exclusive rewards, and easy payment management. Our quick and secure application process gets you approved fast.

Partner Financing

Through trusted financing partners, we provide additional options with competitive rates and flexible terms. Choose the partner financing option at checkout and follow the instructions to complete your application.

How to Apply

Apply online through our secure portal or visit us in-store to speak with a friendly representative. The application process is simple and confidential, taking only a few minutes.

Eligibility Criteria

We strive to make financing accessible to as many customers as possible. Approval depends on factors like credit history, income, and employment, but we encourage everyone to apply—even if your credit isn’t perfect. Our partners evaluate multiple factors to find the best fit for you.

Frequently Asked Questions

Can I pay off my financing early?
Yes! You can settle your balance at any time without penalties and own your furniture outright.

What happens if I miss a payment?
Contact our customer support immediately. Late fees or interest may apply depending on your financing plan. We’ll work with you to find a solution.

Can I return or exchange items purchased with financing?
Yes, all standard return and exchange policies apply to financed purchases. Please review our return policy for details.

Customer Support

Have questions or need assistance? Our knowledgeable team is here to help you every step of the way. Contact us anytime for guidance on choosing the right financing option.

📧 Help@tovbaby.com